Ivy Credit Terms & Conditions
Last updated on June 1, 2026.
Congratulations! You have Ivy Credit 💸
Think of it like a gift card, waiting to be used!
Spend all of it at once or save some for later, it's completely up to you!
When you're ready to spend it, send me an email at hello@ivycirillo.com
Depending on the item, I'll either give you a special link to place your order or give you access behind-the-scenes (just don't forget to tell me what you want!)
If there's any fast-acting bonuses or discounts, you'll get those too
Ivy Credit is non-refundable, non-transferable, doesn't roll over, and can't be used retroactively
How can I redeem Ivy Credit?
Whenever you’re ready to spend some or all of your Ivy credit, you must apply it prior to purchasing. To do so, simply email hello@ivycirillo.comwith the names of the offer(s) you’d like to redeem and I’ll either send you a special link to use at checkout or give you direct access to the product.
If there’s a special offer or a promotion with a deadline, don’t worry. As long as you’ve emailed me requesting to use your Ivy credit within the promo window, I’ll honor it. And once I’ve reached out with next steps, you’ll have 24 hours to redeem your credit for said promotion.
Please note, that you cannot spend less than $5 in Ivy Credit towards a purchase (unless you purchased the Ivy Credit). For instance, if you received $10 Ivy Credit and spent $9, you will not be able to spend the remaining $1 Ivy Credit towards something else.
What can I spend Ivy Credit on?
Ivy Credit can be redeemed on almost anything I sell. This includes digital products, courses, memberships, and 1:1 services.
For ongoing services and memberships, your Ivy Credit can only be applied to the initial payment. All other exceptions will be noted below.
What can’t I use Ivy Credit for?
Ivy Credit cannot be redeemed on the following items:
Products & offers sold by 3rd parties (Think affiliate products like Teachery, the course on Ivy Credit, etc.)
Collaborative offers (bundles, summits, etc.)
Copies of my books & physical merch
Additional Ivy Credit
When does Ivy Credit expire?
Ivy Credit is valid for:
A fixed period of time from date of purchase / issue (e.g. Valid 6 months from date of issue)
A fixed period of time between two fixed dates, independent of the date of purchase / issue (e.g. Valid between January 1st, 2026 and December 31st 2026)
The validity period of your Ivy Credit is confirmed in writing at the point of purchase/issue.
The last day your Ivy Credit is valid is known as your Expiration Date. Ivy Credit expires at midnight central time on your expiration date.
Any unused or unspent Ivy Credit will no longer remain valid after the Expiration Date has passed and will no longer be valid for redemption.
Expiration Date extensions will not be given, except in extenuating circumstances, that will be considered on a case by case basis & must be submitted to hello@ivycirillo.com within 24 hours after the Expiration Date passes.
As a courtesy, you’ll receive automated email reminders 60 days, 30 days, and 7 days before your Expiration Date. However, please be mindful that it is your responsibility to use your Ivy Credit before the Expiration Date.
Is Ivy Credit refundable or transferable?
Ivy Credit is Non-Refundable
Ivy Credit is non-refundable under any circumstances, except where required by US law.
Lizzy Credit is Non-Transferable
Ivy Credit cannot be transferred to another person, business, or member of your team under any circumstances. Your Credit is yours and yours alone to spend.
If you have accumulated Ivy Credit Balances under multiple email addresses belonging to you. In this instance, we can amalgamate all Credit Balances under one email address, at your request.
We Reserve the Right to Remove or Restrict Ivy Credit Usage
Where Ivy Credit has been given as a bonus, a gift, a courtesy, a fun surprise, or under any other circumstance (with the exception of Ivy Credit that has been purchased), we reserve the right to remove, revoke, restrict or otherwise make void Ivy Credit balances in case of abuse or exceptional circumstances.
For example, if a payment plan falls into arrears, we may restrict the ability to redeem Ivy Credit until we’re squared away. These circumstances will be handled at our discretion on a case-by-case basis.
How can I check my Ivy Credit Balance?
You can check your Ivy Credit balance at any time by email by contacting hello@ivycirillo.com.
If you suspect you may have Ivy Credit balances under multiple email addresses, please supply all email addresses you currently have in use, so we can look up all your credit balances in one go 🙂
Additionally, we will check for multiple Ivy Credit balances under your originally provided email as well & update you on each of their Expiration dates too.
Ivy Credit is also subject to our Terms of Service.
PS. If you're interested in where I got the idea for Ivy Credit, it was Lizzy's idea! I learned all about it in her course "Credit To Your Business!"